Disclaimer & Risk Warning

Important

MomentumLab is an informational software platform. It does not provide investment advice, financial advice, brokerage services, or personalised recommendations. Any investment decision you make is made independently and entirely at your own risk.

MomentumLab provides access to quantitative financial data, model outputs, rankings, market trend indicators, and historical model information for informational and educational purposes only.

Nothing on this platform should be interpreted as:

• a recommendation to buy, sell, or hold any security
• investment advice
• portfolio management or brokerage activity
• personalised financial guidance

The platform does not take into account your:

• financial situation
• investment objectives
• risk tolerance
• tax position
• experience or knowledge

As a result, the information available through MomentumLab is not suitable as a substitute for professional advice tailored to your individual circumstances.

You remain solely responsible for evaluating whether any investment, strategy, security, allocation, or action is appropriate for your own situation.

By using the platform, you acknowledge that:

• you make all decisions independently
• you understand financial markets involve uncertainty and risk
• you may lose part or all of your capital
• you are not relying on MomentumLab as an adviser or fiduciary

Investing in financial markets involves substantial risk. Asset prices can be volatile and may move sharply or unexpectedly due to:

• market events
• macroeconomic conditions
• interest rate changes
• earnings announcements
• geopolitical developments
• liquidity conditions

Past market behaviour does not guarantee future market behaviour.

Quantitative models are subject to limitations. A model may fail, underperform, produce misleading outputs, or stop working as expected under different market regimes.

Model risk includes, but is not limited to:

• changing market structure
• factor underperformance
• unexpected correlations
• data quality issues
• overfitting or historical bias
• execution differences in real markets

Any backtested or historical performance data shown on MomentumLab is hypothetical and provided solely for transparency and context.

Backtests do not represent actual trading and may differ materially from real-world outcomes. Historical simulations may be affected by:

• survivorship bias
• selection bias
• data revisions
• timing assumptions
• omission of taxes, spreads, slippage, and commissions

Past performance does not guarantee future results.

While we aim to provide accurate and timely information, MomentumLab does not guarantee that any data, chart, signal, model output, description, or statistic is:

• accurate
• complete
• up to date
• error-free
• fit for a particular purpose

Data may contain delays, errors, omissions, or discrepancies.

MomentumLab makes no representation or warranty that use of the platform will result in profits, reduced losses, improved investment performance, or better financial outcomes.

Any examples, rankings, signals, or scenarios are illustrative and do not imply expected or guaranteed results.

Even if a model output is followed exactly, actual results can differ significantly from displayed or historical results due to:

• timing of execution
• price gaps
• broker fees and spreads
• slippage
• tax treatment
• portfolio size constraints
• human error

MomentumLab does not:

• hold client funds or assets
• execute trades
• route orders
• manage portfolios
• act as a broker, dealer, or custodian

The platform only displays information and model output.

MomentumLab may rely on third-party providers for hosting, payments, analytics, market data, or infrastructure. We are not responsible for service interruptions, data issues, or losses caused by third-party providers.

To the maximum extent permitted by law, MomentumLab shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to:

• use of the platform
• reliance on any model output or displayed information
• financial losses or missed gains
• service interruptions
• data errors or delays

You should consider obtaining independent advice from a qualified financial adviser, tax adviser, or legal professional before making financial decisions.

By accessing or using MomentumLab, you acknowledge that:

• you have read and understood this Disclaimer & Risk Warning
• you accept the risks of using the platform
• you understand MomentumLab is not giving you advice

For questions regarding this Disclaimer & Risk Warning:
support@getmomentumlab.com

Plain-English Summary

MomentumLab shows you what a quantitative model is doing. It does not tell you what you should do personally. Markets are risky, models can fail, data can be imperfect, and you can lose money.